A sheriff's deed, executed and recorded by the sheriff right after the sale, conveying 'all the right, title, and interest held or claimed by all of the parties to the action' (IC 32-29-7-10). Sold as-is with no inspection; Hamilton County warns properties 'are not guaranteed free and clear of encumbrances' and unpaid water/sewer bills and other liens may survive.
- Redemption
- None after the sale. The owner may redeem only before the sale by paying the judgment, interest and costs (IC 32-29-7-7); IC 32-29-7-13 bars post-foreclosure redemption for mortgages made after June 30, 1931 except as that chapter provides. Daviess County notes the IRS keeps a 120-day federal redemption right where a federal tax lien exists.
- Deposit
- County by county. Hamilton County: the full amount you intend to bid, in certified funds payable to 'Sheriff of Hamilton County', at the time of sale. Daviess County: full amount by noon the next day by cashier's or bank check. A defaulting buyer is liable for any shortfall on resale plus up to 10% damages (IC 32-29-7-9).
- Balance due
- Same day (Hamilton) or noon the following day (Daviess); set by each sheriff.
- To bid
- County by county. Hamilton County: complete the Sheriff's Sale Registration Form, affirm you owe no delinquent property taxes, and be registered and present to bid (registration 9:00-11:30 a.m., bidding at noon).
- Where
- Public auction at the sheriff's office or another location, or electronically, between 10 a.m. and 4 p.m. any day but Sunday (IC 32-29-7-3). Hamilton: sheriff's office lobby; Daviess: sheriff's office.
- When
- Year-round, on each sheriff's own calendar (Hamilton: alternating Thursdays; Daviess: third Wednesday, every other month). Advertised once a week for 3 weeks, first notice at least 30 days before the sale (IC 32-29-7-3).
Rules checked 2026-09-17 against codes.findlaw.com, hamiltoncounty.in.gov, daviess.org. Terms vary by county — confirm Parke County's own notice and the linked source before you bid. Not legal advice.
