109 Michelle St NW, Hanceville, AL 35077
Hanceville, Cullman County, AL 35077
Sale amount
Amount not published
How to get the amount
This listing does not include the sale amount. It is public record — held in the case file rather than in Cullman, AL's published list.
- 1.Search case 25-00913 on the official listing.
- 2.Ask the office running the sale for the amount, quoting that case number.
- 3.Amounts are usually announced on the day of the sale.
Case 25-00913
View the official listing →Property Details
Notes
Alabama mortgage foreclosure sale under Ala. Code 35-10-13, held at the county courthouse. Alabama sales are scheduled per case rather than on one monthly date. Sale window 11am - 4pm. No opening bid published -- Georgia opening bids are often not set until the day of sale.
Distress timeline
Sources: Rubin Lublin (AL foreclosures)
Due diligence checklist
- 01
Pull a title report
Confirm what liens survive the sale. Many tax sales wipe junior liens but not federal IRS or municipal liens. A title company can run this for ~$50-150.
- 02
Drive by the property
Check occupancy, exterior condition, signs of vandalism, neighborhood comps. You won't get inside before the auction in most cases.
- 03
Have funds ready before bidding
Most sheriff/tax sales require payment same-day or within 24 hours via cashier's check or wire. Pre-approval letters are not accepted.
- 04
Run the numbers
Add holding costs (taxes, insurance, utilities), renovation budget, and selling costs to your max bid. A property at 60% of ARV often needs 30%+ in repairs.
- 05
Talk to a real-estate attorney
Distressed sales in AL have rules that vary by county. A 30-min consult before your first auction is worth it.
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Disclaimer: Property data is collected from public county records and may not be fully current or accurate. Always verify information directly with the county before making any decisions.